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Ernie Bobel, Jr., LTCP, MSAA Receives National Award

Honored As One of State’s Leading Long-Term Care Insurance Professionals – May, 2010 by AALTCI

Ernie Bobel, Jr., Principal Advisor and Educator of EHB Insurance Group, is a recipient of the 2009 Long-Term Care Sales Achievement Award.  The Scottsdale professional was recognized by the American Association for Long-Term Care Insurance, the national trade organization.

“There are 40,000 insurance and financial professionals who market long-term care protection to individuals and employer groups,” says Jesse Slome, the Association’s executive director. “Being one of the state’s leading professionals is a most meaningful distinction.” “This annual award recognizes those leading professionals working to meet the long-term planning needs of consumers nationwide.” The award was presented to Bobel in recognition of sales of life insurance and/or annuity policies that pay long-term care benefits to individual consumers.

For additional information on long-term care insurance, contact Ernie at 602.617.4770/877.441.4714 toll-free or via E-mail:

The American Association for Long-Term Care Insurance ( is the national industry trade organization providing education for consumers and professionals on long-term care.

Ernie Bobel, Jr., LTCP, MSAA 2012 Long-Term Care Sales Achievement

Top Professional – Individual LTCi Premium

 by American Association for Long-Term Care Insurance

Long-Term Care Professional – LTCP

News Release – Long-Term Care Insurance

 Monday, April 20, 2009 by AHIP

Scottsdale, Arizona Insurance Agent Earns “Long-Term Care Professional” Certification

Scottsdale, Arizona – Ernie Bobel, Jr., an insurance agent in Scottsdale has earned his certification as a Long-Term Care Professional (LTCP) co-sponsored by America’s Health Insurance Plans (AHIP).

Bobel earned the LTCP designation upon his recent completion of four rigorous courses which comprise the Long-Term Care Professional program. He studied course materials, then passed proctored examinations on his knowledge about:

  • The meaning of long-term care and how it differs from acute care;
  • The methods of financing long-term care needs including private savings, government relief, and insurance products.
  • The design, pricing, and regulation of long-term care insurance policies; and
  • The administration of long-term care insurance, including the impact of government regulations such as the Health Insurance Portability and Accountability Act (HIPPAA).

The LTCP designation represents the culmination of efforts by a leading non-profit insurance industry organization to create a comprehensive course of study focused on long-term care – an increasing need of an aging population. AHIP is the voice of America’s health insurers, representing its’ members in both the nation’s capital and in the states. The AHIP Insurance Education Program has offered educational opportunities for over forty years to those working within the health insurance industry and related fields.

The LTCP program aims to prepare students to evaluate long-term needs and offer appropriate solutions to meet those needs. The program educates students about both insurance and non-insurance solutions. Students examine a broad range of product designs and options to better prepare them to understand insurance solutions. Furthermore, LTCP graduates gain insight into both the underwriting and claims processes adding to their ability to serve as client resources. LTCP graduates must commit to a high level of professionalism.

Confirmation of MSAA Designation

Monday, April 13, 2009  By Ron Iverson of NAMSA

Mr. Ernie Bobel, Jr. LTCP, MSAA of Scottsdale, AZ completed the requirements of the national Medicare Supplement Accredited Advisor designation. As such, he was awarded the professional designationof “MSAA” and accorded 2009 membership in the National Association of Medicare Supplement Advisors.

The MSAA designation is achieved by completing, and passing, two concentrated courses on Medicare and Medicare Supplemental educational information. High ethical standards regarding consumer information in these two important areas, is the objective of the designation and national association.

As a professional Medicare Supplement Accredited Advisor, Ernie has demonstrated a willingness to achieve educational goals beyond normal insurance industry standards.

This proficiency is necessary at a time when the Medicare Program is, itself, undergoing great change. Consumers, more than ever, are going to require proper explanation and updates regarding existing and continuing changes in Medicare and Medicare Supplemental insurance. The MSAA designation illustrates the ability to achieve these goals for today’s retirees.

Included in the designation curriculum are a proficiency and understandng of Medicare “DRG’s” and how they affect the consumer. Medicare appeals processes, an understanding of Medicare’s $1,000 reward process, an explanation of consumer confusion regarding “Skilled Care” and its relationship to Long Term Care, and an understanding of the Home Health Care benefits of Medicare.

Changes in Medicare and Medicare Supplement offerings which started in 2006, and the addition of Medicare Part D (Prescription Drug) benefits, require a great deal of understanding for Medicare recipients. Meeting this need is the goal of the MSAA professional and the national NAMSA association.

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